How I may have Missed the Mortgage Train...

Here's a riddle for you: What does the Sacramento Real Estate Gal have in common with those home buyer fence sitters out there?

Answer: I may have just missed an opportunity to save some money on my rentals (well, at least one of them) and have them cash flow. I was one of those people that got every excited when I saw mortgage rates drop. "How far down will they go?" was the question.

Sound familiar?

Unfortunately, this is what has happened. And I am still paying about $75 - $100 more on a rental than I would have been had I jumped up and called my mortgage lender.

And I may have missed the refinance train. For now.